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Excellent Post Charmaine as always .... thank you .... My comment is apple is far behind in AI and FinTech is now getting reinvented under hard and extream closed focused of AI. Apple devices and producs needs to be more intellignet to handle threat intelligence by having fraud hunt techniques. I personaly like apple for my all devices use cases but fincial transction .... may be not yet .....

I agree with you 100% Faiz